Real Bank Verification for Faster, Safer Credit Decisions

Add bank verification to your B2B credit process and see real, up-to-date banking activity—directly inside your credit workflow or as a standalone verification report.

black blue and yellow textile
black blue and yellow textile

Your applicant will securely connect their bank account during the credit application process via a third party verified bank connection tool. With the customer's consent we receive recent bank account details to better assess their financial history and consider it in the credit approval process.

How Credlab will incorporate this information into your reports:

black blue and yellow textile
black blue and yellow textile
black blue and yellow textile
black blue and yellow textile
black blue and yellow textile
black blue and yellow textile

Confirm account ownership and status

View recent balances and cash-flow patterns

Make clearer decisions on limits, terms, and approvals

Reduce fraud risk from fake or altered bank statements

What is Instant Bank Verification?

Step 1

Your customer completed your secure online credit application.

How It Works in Your Workflow

Step 2

They're prompted to connect their bank account through an encrypted flow.

Step 3

They choose their financial institution and sign in securely.

Step 4

Read-only bank information is shared with our system, with their consent.

Step 4

Credlab agent assess the information and includes analysis in your credit report.

No emailed statements. No missing pages. No guessing.

Verified banking data and analysis your team can count on.